Summary
Overview
Work History
Education
Skills
Accomplishments
Interests
Timeline
DECLARATION
Generic

Aravindhan Ravikumar

Senior Manager, Business Solutions
Chennai

Summary

Seasoned Techno functional Business Analyst with 13+ years of experience specializing in payment systems and ISO20022 compliance within the Banking and Financial Services sector. Expert in SWIFT standards, cross-border and domestic payment systems, and core banking migrations. Proven leadership in managing end-to-end payment transformation programs, aligning business requirements with technical solutions, and ensuring successful implementations across global platforms. Having strong analysis skills to debug the production issues with in the short span of Possessing robust analytical capabilities to troubleshoot production problems within a brief timeframe..

To lead transformation initiatives in the payments industry by leveraging deep domain expertise in ISO20022 and SWIFT messaging, ensuring delivery of innovative and compliant payment solutions through strategic business analysis and project leadership.

Overview

14
14
years of professional experience

Work History

Senior Manager, Business Solutions

Standard Chartered Global Business Services
03.2022 - Current
  • Participated in numerous domestic market implementations within SCPAY, and a significant core banking implementation in Hong Kong.
  • Expertise in managing faster payments across the APAC/AME markets.
  • Possess extensive expertise across diverse SWIFT formats, including ISO 20022, ISO 8583, and ISO 15022.
  • Established strong relationships with clients and stakeholders, ensuring long-term partnerships and repeat business.
  • Implemented and developed operational standards, policies and procedures.
  • Provided strong leadership to enhance team productivity and morale.

Lead Business Analyst

Temenos
02.2018 - 03.2022

TEMENOS INDIA PRIVATE LIMITED Chennai, India
• T24 is a core-banking product used by over 1000 banks across the world. Currently migrating to the SaaS model (Software as a Service). T24 is the most advanced and flexible banking system, and it helps banks with their day-to-day activities, including business processing, customer and user management, funds transfer, accounts, payments, mortgages, and many more.
Responsibilities:

  • Analyzed requirements via strategic initiative walkthroughs, FSDs, and BRDs to develop comprehensive test scenarios with 100% coverage, utilizing internal tools for maximum automation. Contributed as an associate business analyst, creating user stories and preparing knowledge handover documentation post-testing.
  • Understanding the existing system and interfacing systems.
  • Analyzed, designed, and wrote business and functional use cases. Possess product knowledge and guided teams in critical situations involving cross-vertical interaction.
  • In an agile environment, I participated in scrum calls, tested user story completion, and demonstrated changes to stakeholders. I took additional responsibility for reviewing test artifacts (test scope, test cases, and scripts) of the peer team members, and prepared for other enhancements and maintenance defects.
  • Preparation of Requirement Traceability Matrix (RTM), and defect summary reports.
  • Coordinated with the client and onshore consultants in performing smoke testing for the changes delivered.
  • Involved in the critical changes of ISO 20022, including the migration of MT messages to MX messages, SWIFT rulebook changes, and SEDA E-Mandates.
  • Extensive experience in processing the PACS008, PACS009, PACS004, PAIN009, PAIN010, PAIN011, CAMT054, and CAMT057 messages. Also receiving the ACK, NACK, and DLN to complete the outgoing payment transactions.
  • Exposure to XSDs, stylesheets, and ActiveMQs.
    Involved in changes related to advance collaterals with securities, account sweeps.

Consultant

Capgemini Technology Services (Client: SCB)
06.2017 - 05.2018

CSL is a customer service layer that develops service journeys for managing the service requests related to accounts, cards, loans, and other generic requests of the customers.
Responsibilities

  • Analysis, design and writing functional test cases.
  • Agile methodology: Understanding the product and executing the allocated cases within the timeline.
  • Logging defects in Jira, attending defect triage calls, and tracking them until closure.

Test Engineer

WIPRO Technologies (Client: Deutsche Bank)
05.2012 - 2017
  • Conducted root cause analysis on defects discovered during testing, enabling quick resolution and minimizing risk of future occurrences.
  • Led cross-functional teams for the successful completion of major projects, resulting in increased efficiency and client satisfaction.
  • Collaborated with senior management to develop strategic initiatives and long term goals.
  • Identified opportunities to improve business process flows and productivity.
  • Reproduced defects and documented findings.

Education

B.E - Electrical And Electronics Engineering

Anna University, CEG
Chennai
04.2001 -

Skills

Business Analysis & Project Management in Payments Domain

ISO20022 & SWIFT MT Migration Expertise

End-to-End Payment Systems: RTGS, SCPAY, IDMS

Regulatory Compliance & Cross-Border Payment Standards

Documentation: BRD, FSD, User Stories, Traceability Matrix

Accomplishments

  • Recognized for successful delivery of ISO20022 migration programs.
  • Awarded 'Star of the Month' for consistent high-quality deliverables (WIPRO, HSBC).
  • Part of the award-winning 'DREAM Team' at WIPRO.
  • YUVA KALA BHARATHI AWARD for academic excellence in SSLC.

Interests

Playing Badminton, Cricket

Timeline

Senior Manager, Business Solutions

Standard Chartered Global Business Services
03.2022 - Current

Lead Business Analyst

Temenos
02.2018 - 03.2022

Consultant

Capgemini Technology Services (Client: SCB)
06.2017 - 05.2018

Test Engineer

WIPRO Technologies (Client: Deutsche Bank)
05.2012 - 2017

B.E - Electrical And Electronics Engineering

Anna University, CEG
04.2001 -

DECLARATION

I hereby declare that the above information is accurate and true to the best of my knowledge.
Aravindhan RavikumarSenior Manager, Business Solutions