BALASUBRAMANIAN E
MORTGAGE ANALYST
Tirunelveli
Summary
A talented and accomplished Mortgage Banking Professional with 2 years of extensive experience in Pre Purchase Review.
Strong Customer service skills with highly knowledgeable in all mortgage and regulations in Conventional and Government loans in US Home Mortgage Industry.
Overview
3
3
years of professional experience
Work History
Pre Purchase Review - Citi Bank - Mortgage process
Tata Consultancy Services
01.2023 - Current
- Responsible for collecting and verifying all documentation required for loan submissions, complete and in compliance.
- Ensure loan submissions meet agency and government guidelines before submitting to underwriting.
- Review loan submissions for completeness and compliance, including the 1003, credit report, income, asset documentation, purchase agreement, and title report.
- Verify personal information: Ensure all your personal details (name, address, date of birth, Social Security number) are accurate on all documents. Even small errors can cause delays.
- Income and asset verification: Reviewing income documentation (pay stubs, tax returns), and asset statements to confirm the borrower's ability to repay the loan.
- Verify all invoices and fees required for closing, and order the closing package and title on the subject property to be clear.
- Gather all documentation required for closing.
Education
Bachelor of Commerce -
Sadakathullah Appa College
Tirunelveli, India 04.2001 -
Higher Secondary School -
Little Flower Higher Secondary School
04.2001 -
Secondary School -
Socratees Matriculation School
04.2001 -
Skills
- Trust Worth and ability to handle sensitive and confidential information
- Can perform under pressure and execute a task within given time
- Prefer to have cordial relationship without hurting once feelings
- Highly adapted to learn new ideas/Views
Accomplishments
- Awards for Star of the Month Award, Quarterly Star Performer Award, Special Initiative Award, Xcelerate Warrior Certificate and Career Management Awards
Timeline
Pre Purchase Review - Citi Bank - Mortgage process
Tata Consultancy Services
01.2023 - Current
Bachelor of Commerce -
Sadakathullah Appa College
04.2001 -
Higher Secondary School -
Little Flower Higher Secondary School
04.2001 -
Secondary School -
Socratees Matriculation School
04.2001 -
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