Brittney Mlckovsky
Greenbrier
Summary
Results-driven professional with extensive experience in data analysis and regulatory monitoring. Recognized for strong communication skills and a commitment to maintaining data integrity, contributing to successful audits and compliance with HMDA regulations.
Overview
10
10
years of professional experience
Work History
HMDA Analyst
Volunteer Bank
Portland
08.2020 - Current
- Ensures our financial institution's mortgage lending data meets Home Mortgage Disclosure Act (HMDA) regulations by collecting, validating, and analyzing loan data for accuracy, identifying discrepancies, preparing annual reports, supporting audits, and staying updated on rule changes, often collaborating with compliance, operations, and IT teams to maintain data integrity, and fair lending practices.
- Support internal and external audits, and regulatory examinations.
- Work with lenders & processors to resolve data integrity issues, and correct procedural flaws.
Fraud Manager/Collections/Auditor
The Credit Union For Robertson County
Springfield
05.2016 - 08.2020
- Develop, implement, and maintain comprehensive fraud risk policies, strategies, and procedures.
- Monitor transactions, analyze fraud alerts, identify emerging threats, and report on trends and losses.
- Conduct fraud awareness training for staff.
- Proactively reach out to delinquent members by phone, email, and mail to understand the reasons for delinquency.
- Prepare files for legal action, and respond to court notifications (garnishments, levies).
- Verify that loans meet all federal, state regulations, and credit union loan policies.
- Examine loan applications, credit reports, financial statements, and closing documents for completeness and accuracy.
Education
Some College (No Degree) - Business Administration
Volstate Community College
Gallatin, TNSkills
- Data analysis
- Data validation
- Regulatory monitoring
- Critical thinking
- Regulatory compliance
- Strong communication skills
References
References available upon request.
Timeline
HMDA Analyst
Volunteer Bank
08.2020 - Current
Fraud Manager/Collections/Auditor
The Credit Union For Robertson County
05.2016 - 08.2020
Some College (No Degree) - Business Administration
Volstate Community College