Cassy Lester
Knoxville
Overview
25
25
years of professional experience
Work History
Construction Perm Post Closer
Silverton Mortgage
Atlanta
03.2024 - Current
- Audit CP and CP JUMBO files for Initial Closing as well as the Modification Closing to prepare for shipping to Investors.
- Order and audit Progress Inspections to determine construction draw amounts requested and released to both Silverton borrowers and builders.
- Process all progress inspection wires with VMF accounting.
- Monitor investor requirements with several Investors for CP and CP JUMBO Product, while obtaining necessary conditions for purchase.
Post Closing Team Leader
Silverton Mortgage
Atlanta
07.2019 - 03.2024
- Created processes that worked with Silverton’s systems and VMF’s systems that included CMH FHA, CMH VA, CMH USDA, MH Advantage and site-built construction conventional products (Fannie/Freddie).
- Manage and trained a team with different systems, product guidelines and investor requirements.
- Responsible party as the Silverton contact with several departments regarding all mentioned products including VMF Servicing, VMF accounting, Investor Reporting, Capital Marking, VMF Loan Servicing, and Document Control.
- Responsible for Home Center communications and assisted Loan Originators regarding loan product requirements.
- Monitor investor requirements for site-built construction (CP and CP JUMBO Product), while obtaining necessary conditions for purchase.
FHA Title II Closing & Audit Team Leader
Vanderbilt Mortgage and Finance, Inc.
Maryville
03.2016 - 07.2019
- Monitored team member bonus structures and calculations.
- Worked closely with accounting regarding incoming funds, applying funds and balancing funds.
- Monitored Developmental & Quality Control audits for team members.
- Trained all new team members while training for seasoned team members.
- Worked with management and the legal counsel team to eliminate TRID & HUD issues.
FHA Title II Supervisor/Manager
Vanderbilt Mortgage and Finance, Inc.
Maryville
01.2010 - 03.2016
- Managed a team of credit stip clearers, processors, closers and auditors and team leaders.
- Worked closely with 52 Loan Originators and Underwriters.
- Implemented constant improvements to maintain NPS ratings.
- Traveled to other lenders including Cascade Mortgage in Arizona and 21st Mortgage in Knoxville, TN to gather data for process improvement opportunities.
Loan Processor & Closer
Vanderbilt Mortgage and Finance, Inc.
Maryville
06.2007 - 01.2010
- Monitored credit applications, ran DU/AUS’s for Underwriters to determine quality status for FHA loans.
- Balanced Closing Disclosures, prepared closing packages and conditioned for construction requirements for funding.
- Enhanced and implemented the entire process into the VMF systems such as Link, AS400, Calyx/Point.
Vice President
Lender’s Title & Escrow, LLC
Knoxville
02.2003 - 06.2007
- Responsible for all processing, closing and escrow accounting procedures.
- Managed all legal issues as all real estate attorneys were located out of state.
- Responsible for opening offices from the ground up, staffing, marketing realtors, brokers, and builders.
- Performed weekly presentations for sales meetings and Realtor training.
Processing Specialist
Lender’s Title & Escrow, LLC
Knoxville
02.2001 - 02.2003
- Processed files which included preparing title commitments, final policies, and title searches.
- Conducted loan closings and reconciled escrow accounts for each closing.
- Cleared title issues while maintaining regulations.
Skills
- Completed the Bell Advanced Achievement Leadership Seminar
- Caliper Tested
- Completed the Financial Services Leadership Academy
- Completed 2 years of the Myers Briggs Testing
- Attended Ignite
- Passed Federal Test to obtain NMLS (license currently in retirement)
- Passed the SAFE Mortgage Loan Originator Test for State of FL (license currently in retirement)
Timeline
Construction Perm Post Closer
Silverton Mortgage
03.2024 - Current
Post Closing Team Leader
Silverton Mortgage
07.2019 - 03.2024
FHA Title II Closing & Audit Team Leader
Vanderbilt Mortgage and Finance, Inc.
03.2016 - 07.2019
FHA Title II Supervisor/Manager
Vanderbilt Mortgage and Finance, Inc.
01.2010 - 03.2016
Loan Processor & Closer
Vanderbilt Mortgage and Finance, Inc.
06.2007 - 01.2010
Vice President
Lender’s Title & Escrow, LLC
02.2003 - 06.2007
Processing Specialist
Lender’s Title & Escrow, LLC
02.2001 - 02.2003