Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Christopher Derouen

Cleveland,TN

Summary

Packaging professional with extensive experience in ensuring efficient and high-quality packaging operations. Known for reliable teamwork and ability to adapt to dynamic environments, consistently delivering results. Skills include machine operation, quality inspection, and adherence to safety protocols.

Overview

35
35
years of professional experience
1
1
Certification

Work History

Packaging Operator

Domtar/Resolute Tissue
10.2023 - Current
  • Managed multiple tasks simultaneously while meeting tight deadlines, maintaining high-quality standards in all aspects of work performed.
  • Labeled, recorded, and inspected packaging to prepare for shipment or storage.
  • Maintained optimal equipment performance by carrying out simple hourly maintenance on machines.
  • Observed machine operations to verify quality and conformity of packaged products, stepping in to resolve issues promptly and avoid costly production errors.
  • Regulated machine flow, speed and temperature and stopped and reset machine to address malfunctions.
  • Reported malfunctions and errors to supervising staff, addressed concerns and supported other machine operators completing challenging workloads under tight schedules.
  • Operated manual pallet jacks and forklifts to move and store materials.
  • Assisted in training new employees on proper packaging techniques and standard operating procedures.

Mortgage Underwriter

Zions Bancorporation / Amegy Bank
03.2022 - 10.2023
  • Approved or denied loans based on established criteria and underwriting guidelines.
  • Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
  • Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
  • Managed a pipeline of 30 to 60 files monthly.

Due Diligence Mortgage Underwriter

Evolve Mortgage Services
09.2020 - 01.2022
  • Responsible for reviewing frontline trailing documents after initial setup.
  • Assessing income, assets, liabilities and collateral and appraisal review for conditional credit approval along with Clear to Close approval for both FHLMC and FNMA agency automated and manual underwrites.
  • Full Third-Party reviews, Closed Loan Due Diligence reviews for investor Secondary Market securitization.
  • Approved 2 to 3 Clear to Close files daily.

Due Diligence Underwriter

SitusAMC
05.2018 - 09.2020
  • Full credit, compliance and TRID reviews for newly originated loans
  • Legacy compliance reviews of aged loans, both performing and non-performing
  • Title and lien reviews
  • Completed 5+ full reviews daily.

Due Diligence Analyst

Reverse Mortgage Consultants and Other Companies
02.2005 - 05.2018
  • Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
  • Documented underwriting decisions and provided evidence of compliance with applicable regulations.
  • Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.
  • Examined credit reports, financial statements and tax returns to determine repayment capability.
  • Assessed and advised on loan applications utilizing in-depth underwriting process understanding.
  • Attorney chronological review for rebuttal of fees owed.
  • Validation of servicer compliance with HUD guidelines.
  • Consolidation, Extension and Modification Agreement (CEMA) review.
  • Self-employed income verification using FHLMC and FNMA forms 91 and 1084.
  • Performed Quality Control and Quality Assurance reviews.


Automotive Painter

Allen Samuels Katy Dodge and Others
05.1990 - 12.2004
  • Achieved consistent color matching by utilizing digital paint mixing systems, resulting in uniform finishes on all vehicles.
  • Completed complex paint jobs within tight deadlines, demonstrating exceptional time management skills and attention to detail.
  • Mentored junior painters in proper techniques and best practices, fostering professional growth within the team members.
  • Streamlined painting processes by implementing efficient spray techniques, reducing waste and increasing productivity.
  • Managed multiple projects simultaneously while maintaining focus on quality control for each individual task assigned.
  • Assisted with inventory management for paint supplies and equipment, contributing to cost-effective operations within the shop.
  • Assisted with damage assessment and repair estimates for insurance purposes, ensuring accurate quotes for customers in need of automotive painting services.
  • Consistently ran 100+ hours of work weekly.

Education

No Degree - Business Management

McNeese State University
Lake Charles, LA
05.1991

Skills

  • Machine operation
  • Decision-making
  • Detail-oriented finishing
  • Leadership qualities
  • Damage assessment
  • Time management

Certification

  • Certified Home Inspector, iGo Academy - 2024
  • Certified Forklift Operator, Domtar/ Resolute Tissue - 2023 - present

Timeline

Packaging Operator

Domtar/Resolute Tissue
10.2023 - Current

Mortgage Underwriter

Zions Bancorporation / Amegy Bank
03.2022 - 10.2023

Due Diligence Mortgage Underwriter

Evolve Mortgage Services
09.2020 - 01.2022

Due Diligence Underwriter

SitusAMC
05.2018 - 09.2020

Due Diligence Analyst

Reverse Mortgage Consultants and Other Companies
02.2005 - 05.2018

Automotive Painter

Allen Samuels Katy Dodge and Others
05.1990 - 12.2004

No Degree - Business Management

McNeese State University

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Christopher Derouen