Corey Crain
Maryville,TN
Summary
Talented banking professional specializing in commercial relationship banking including loans, deposits, and treasury management services. Analytical, strategic thinker with extensive banking knowledge and skills. Highly organized, proactive, and punctual leader with effective communication skills.
Overview
13
13
years of professional experience
Work History
Community Banker
Simmons Bank
02.2021 - Current
- Sell prospects and clients through relational selling in a trusted advisor role to assist them in recognizing opportunities and risks while helping them accomplish their goals through their use of Bank’s products and services
- Establishes and negotiates the terms under which commercial credit will be extended including cost, risk, and profitability determining the method, schedule and collateral requirements
- Directly manages $56MM loan portfolio and $30MM deposit portfolio including minimal past dues, maturities, and financial exceptions.
- Ability to meet banker goals and contribute in a team oriented environment to ensure departmental and Bank wide goals are met. Sets and achieves challenging goals without direct supervision and contributes to a positive team spirit
- Adheres to loan policies and procedures with complete documented files to ensure satisfactory reviews from internal and external audits.
- Communicates and negotiates with each applicant the terms under which credit underwriting has determined that credit will be extended, including costs, repayment method and schedule and collateral requirements
- Become active in the community through membership in business organizations, community events and/or non-profit organizations where one can be in a position to advance the reputation of the Bank
Bank Examiner
Federal Reserve Bank of Atlanta
05.2015 - 01.2021
- Served as examiner-in-charge and asset quality lead of bank examinations, which involves planning, coordinating, and managing supervisory activities
- Demonstrated balanced judgment, well-reasoned decision making, and articulates complex regulatory matters to variety of audiences
- Executed examination memorandums analyzing market research, credit concentrations, and economic cycles to evaluate inherent credit risk within a bank's portfolio
- Participated on loan review target assignments assessing credit quality by analyzing credit memos, cash flow spreads, and loan-to-value calculations
- Assessed credit underwriting standards based on loan terms, structure, and collateral for various loan types
- Evaluated and determined final credit risk rating on large, complex loans up to $50 million in aggregate exposure
Business Financial Analyst
Elavon Payment Solutions (U.S. Bancorp)
08.2011 - 08.2014
- Calculated break-even points to locate optimal interchange rates for high volume customers
- Created accruals for accounting managers to anticipate monthly expenses from credit card companies
- Utilized MS SQL to calculate, research, and analyze full profitability on national accounts within portfolio
- Conducted internal meetings with executives discussing monthly finances of Latin American region
- Exploited databases to create queries calculating customer savings from Durbin Amendment.
Education
Master of Business Administration (MBA) -
Mercer University
Atlanta, Georgia05.2015
Bachelor of Science: Business Administration, Finance -
University of Tennessee
Knoxville, Tennessee05.2011
Skills
- Banking laws & regulations
- Cash flow analyses
- Debt service calculations
- Risk rating evaluations
- Excellent verbal & written communication skills
- Valuable critical thinking & problem solving skills
- Strong leadership & time management skills
- Hard work ethic & willingness to learn
- Effective interpersonal skills
Accomplishments
- 2023 Community Banker of the Year - Simmons Bank
- 2022 NextGen Leadership Graduate - Simmons Bank
- 2020 Career Enriching Opportunity (C.E.O.) Leadership Development Program - Federal Reserve Bank of Atlanta
- 2019 Commissioned Bank Examiner - Federal Reserve System, Washington, D.C.
- 2019 Formal Credit Training: CF Construction and Analysis from Tax Returns - Federal Financial Institutions Examination Council (FFIEC)
- 2019 Formal Credit Training: CRE Analysis for Financial Institution Examiners - Federal Financial Institutions Examination Council (FFIEC)
- 2015 President, MBA Class - Mercer University
Timeline
Community Banker
Simmons Bank
02.2021 - Current
Bank Examiner
Federal Reserve Bank of Atlanta
05.2015 - 01.2021
Business Financial Analyst
Elavon Payment Solutions (U.S. Bancorp)
08.2011 - 08.2014
Master of Business Administration (MBA) -
Mercer University
Bachelor of Science: Business Administration, Finance -
University of Tennessee
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