Dhanapal A
Banking
Chennai
Summary
To work with maximum potential in a challenging and dynamic environment, with an opportunity of working with diverse group of people and enhancing my professional skills with learning and experience for career growth.
Overview
10
10
years of professional experience
4
4
years of post-secondary education
3
3
Languages
Work History
Credit Risk Control (Senior Officer)
Standard Chartered Global Business Services
Chennai
06.2021 - Current
- Complete checking of BCA (Business Credit Application), SCC/PSCC/DDN.
- Accurate Input and Maintenance of Limits through the various Mainframe Systems. Checking of Credit limits (like overdraft, Lending, Invoice Finance, Letter of Credit, guarantees, etc.) as approved in the BCA & SCC.
- Loading new loan limits for Syndication and Bilateral facilities under ACBS and Loan IQ System for all US corporate clients.
- For New limit if it's committed facility creates Commitment Fees on the accruing basis as per the Facility Agreement.
- Processing of a rollover, drawdown, Paydown, facility increase, and various servicing-related activities in ACBS and Loan IQ with the help of the notices provided by the agent banks.
- Loading limit for the following products has been updated: RSRV, TRDS, and BDBR. Corporate setup, deal controller setup, and parameter setup have been modified in the Magellan trade port system.
- Checking Minimum Interest Rates and tenors and creating future limit changes and Repayment schedules in the Banking system.
- Based on the agent notice commitment fees invoices need to be checked, if the invoice does not match with the agent notice generate an invoice in the client system and for the remaining amount create a fixed fee schedule to collect from the client.
- Creating fixed fee schedules, insurance premium fees, and amortization fee schedules in the Banking system and collecting the same.
- Input/checking diary system so that all limits with definite expiry dates are captured and all expired limits are canceled by the due date.
- Based on the email instructions from the business and credit approval along with documentation team approval drop instructions will be performed.
- Handling the e-mail box and Allocating work to team members based on their strengths.
- Assure that the team members have the necessary education and training to participate on the team effectively.
- Handling the fees mail queries and revert to them if there are any discrepancies from the business.
- Preparation of EOD reports and circulating them to the managers and country.
Senior Officer
Standard Chartered Bank
Chennai
10.2017 - 06.2021
- Disbursal of Personal, Business and Mortgage loans as per process and crediting customer account with high accuracy
- Maintaining Daily, Weekly and Monthly MI
- Reviewed and update credit and loan files
- Completed loan contracts by explaining provisions to applicant
- Obtained signatures and notarizations
- Helped customers by answering questions and responding to requests
- Maintained customer confidence by keeping loan information confidential
- Assisted customers by assuaging their doubts and clarified different credit policies
- Have complete control on custody activity
Payment Senior Executive
Access healthcare services Pvt. Ltd.
Chennai
08.2015 - 09.2017
- Managed the administrative tasks of senior officials within the organization
- Preparation of Monthly MI
- Providing services to the customers
- Outsourcing the activities which are assigned to me
Education
B.COM -
A.M.JAIN ARTS & SCIENCE COLLEGE
Chennai 06.2012 - 05.2015
HSC -
St. Gabriel's Higher Secondary School
Chennai 06.2011 - 03.2012
SSLC -
Rukmani High School
Chennai 06.2009 - 01.2010
Skills
- MS office word
- MS office power point
- MS Excel
- Tally
- Ability to work under pressure
- Basic Operation of Computer
Personal Traits
- Ability to work in a team with diverse backgrounds
- A self-motivated team player, with excellent confidence & commitment
- Sense of responsibility and a smart worker
Disclaimer
I hereby declare that the information furnished above is true to the best of my knowledge. Given an opportunity, shall be earnest endeavor to strive hard and attain the standards of excellence set forth by my employer.
Personal Information
- Father's Name: Mr. Arumugam
- Mother's Name: Mrs. Alamelu
- Date of Birth: 21/06/1995
- Nationality: Indian
- Marital Status: Single
Timeline
Credit Risk Control (Senior Officer)
Standard Chartered Global Business Services
06.2021 - Current
Senior Officer
Standard Chartered Bank
10.2017 - 06.2021
Payment Senior Executive
Access healthcare services Pvt. Ltd.
08.2015 - 09.2017
B.COM -
A.M.JAIN ARTS & SCIENCE COLLEGE
06.2012 - 05.2015
HSC -
St. Gabriel's Higher Secondary School
06.2011 - 03.2012
SSLC -
Rukmani High School
06.2009 - 01.2010
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