Dinakaran Nanjan
Chennai
Summary
A banking professional with around 15+ years' experience in the areas of Client Due Diligence, AML (Name Screening) and Client Onboarding.
Overview
1
1
Language
18
18
years of professional experience
Work History
Manager - AML (Internal Quality Control)
Tata Consultancy Services
Chennai
03.2025 - Current
- Reviewed sanctions cases against various lists, ensuring timely and appropriate decisions and escalations.
- Reviewed negative news and PEP screening cases, identifying potential risks and actions.
- Identify and classify the Errors and Trends and report it on a monthly basis.
- Provided constructive feedback and actionable suggestions to improve team performance and quality of work. to the team to improve the overall quality.
- [Client - Morgan Stanley]
Manager - Financial Crime Surveillance Operations - Name Screening (QCO)
Standard Chartered Global Business Services
Chennai
03.2017 - 06.2024
- Conducted QCO review for Name screening completed by the unit and ensured compliance with guidance.
- Assess the customer details against the Internal watch list and Accuity database for Sanctioned countries, PEP, Adverse information and Regulatory Lists like OFAC, UK HMT etc.
- Review whether the potential hits escalated for further investigation to the FCC and RST teams are valid.
- Consolidated monthly findings/exceptions and circulated them to the unit, ensuring rectification by the respective analysts within stipulated timelines.
- Identified process deviations and highlighted them to drive timely corrective actions.
- Handled business calls, escalations, and queries while communicating and reporting effectively to stakeholders on production, quality, and operational challenges.
- Preparing monthly projections and allocating cases among team members to ensure the reviews are completed within the specified timelines.
- Worked on three A3 Initiatives aimed at improving the QCO Error Themes, Enhancement of QCO and Function workflow and Access control and Management.
- [Aug 2019- June 2024]
Specialist - Client Due Diligence (Private Banking)
Standard Chartered Global Business Services
Chennai
03.2017 - 07.2019
- Conduct periodic reviews of individuals, trusts, and personal investment companies to ensure compliance with due diligence requirements.
- Investigated individuals' sources of wealth and updated records in the compliance system.
- Reported negative news to compliance team for immediate action. to the compliance team and relationship managers daily, facilitating prompt risk assessment and mitigation.
- Investigated the source of wealth for individuals, ensuring accurate updates in the system to support compliance efforts.
- Reviewed and verified FATCA and CRS forms to ensure compliance with regulations.
- Responded to queries and calls from the onshore team providing timely assistance.
Specialist - Client Onboarding
Statestreet HCL Services
Coimbatore
06.2015 - 06.2016
- Onboarding of new Legal Entities and the Funds managed by them onto the internal systems for trading.
- Check for various documents showing Entities' proof of existence from recognized regulatory bodies, country registries and approved websites.
- Analyze ownership structures of entities using databases like Dun & Bradstreet and Orbis to inform risk assessment.
Senior Analyst - KYC - Barclays Capital
Wipro BPO
Chennai
10.2011 - 06.2015
- KYC check for Legal entities using various sources like Country Registries, Dun & Bradstreet, Orbis, and proof of a Certificate of Incorporation etc.
- Conducted KYC checks for legal entities utilizing multiple sources, including country registries and Dun & Bradstreet.
- Collaborated with the Relationship Manager to address follow-up actions for clients with KYC failures.
- Completed client onboarding process by gathering necessary documentation and entering data into the system. into the SDS system, ensuring all processes followed established guidelines.
- Completed verification processes for new accounts and product requests. of all new sub accounts and product requests in a timely manner.
Officer - Payments Processing - Hong Kong Payments
RBS Business Services Pvt. Ltd
Chennai
12.2008 - 07.2011
- Served as an authorizer within the payments processing team, ensuring compliance with transaction protocols.
- Demonstrated expertise in routing SWIFT messages and managing diverse payment clearing systems.
- Specializing in SWIFT message routing and multiple payment clearing systems, while ensuring seamless transaction processing.
- Gained hands-on experience using applications such as FPS, SCORE, and Swift Alliance for payment processing.
- Maintained the Query database and supported the central Client Service Query Desk and the central SWIFT NACK monitoring team.
Education
MBA - Human Resource Management and Marketing
Kumaraguru College of Technology - Business School
CoimbatoreB.Com -
Hindusthan College of Arts & Science
CoimbatoreHigher Secondary Education - Commerce
Breeks Memorial Anglo-Indian School
OotySkills
- Name screening
- AML quality control
- PEP review
- Adverse media review
- Client onboarding
- Source of wealth
- Risk assessment
- Regulatory compliance
- Customer due diligence
- Know your customer
- Internal controls
- Anti-money laundering
- Sanctions screening
- Actimize
- LexisNexis
Languages
Tamil, English
First Language
Timeline
Manager - AML (Internal Quality Control)
Tata Consultancy Services
03.2025 - Current
Manager - Financial Crime Surveillance Operations - Name Screening (QCO)
Standard Chartered Global Business Services
03.2017 - 06.2024
Specialist - Client Due Diligence (Private Banking)
Standard Chartered Global Business Services
03.2017 - 07.2019
Specialist - Client Onboarding
Statestreet HCL Services
06.2015 - 06.2016
Senior Analyst - KYC - Barclays Capital
Wipro BPO
10.2011 - 06.2015
Officer - Payments Processing - Hong Kong Payments
RBS Business Services Pvt. Ltd
12.2008 - 07.2011
MBA - Human Resource Management and Marketing
Kumaraguru College of Technology - Business School
B.Com -
Hindusthan College of Arts & Science
Higher Secondary Education - Commerce
Breeks Memorial Anglo-Indian School