GOWRI MANI

• Forecasting and projection of rev and exp - Enhanced financials through precise cost-to-revenue allocation
• Conducting risk assessments and Evaluating investments
• Supervising and managing a team
• Allocating resources and managing cash flows
• Conducting profit and cost analysis
• Developing secure procedures to maintain confidential information
• Ensuring all accounting activities and internal audits comply with financial regulations
• Consulting board members about funding options and fund management
• Suggesting cost-saving measures following analysis of the reports
• Performing bank reconciliation and bookkeeping
• Preparation of provisional & projected financial statements for bank funding arrangements
• Developed MIS formats tailored to meet management's needs, facilitating informed decision-making to attain the company's annual targets
• Taxation (direct and indirect) and filing statutory compliances - Successfully completed GST audits conducted by GST authorities over a span of five years.

• Statutory Compliance – Computation and remittance of TDS and GST within due date after verifying books and ensuring filing of Returns on time
• Audit and closure of Books – Co-ordination with Auditors in finalizing the books of accounts & filing of financial statements with Income Tax before due dates along with necessary annexures
• SOP & MIS – Formulated systems in accounts and Implemented MIS Reports like Dues outstanding with Ageing Analysis, Receivables data to estimate target collection for the month by co ordinating with CRM team
• School Accounts - Operation of CBSE School with a strength of 900 students, Maintenance of Books and compliance of School Accounting and finance, Budget allocation and monitoring Budget with actual operational cost for a Turnover of Rs.10 Cr
• Receivable Accounting – 4000 customers accounting in ERP called In4velocity starting from booking advance till handover – Receipts from Customers, Demand to customers, TDS accounting, GST computation, Dues outstanding, refunds, swap requests, name change requests, NOCs from Lenders, Customer accounts reconciliation, Issue of No Due Certificate on handing over
• Secretarial Compliance – Ensuring filing of Annual returns, Audited Balance sheet, Loan charge creation, satisfaction of charge, filing of MGT -7, any amendment in the group companies’ memorandum and Articles of Association through Company Secretary.

• Statutory Compliance – Computation and remittance of TDS and GST within due date after verifying books and finalized balance sheet and filed returns on time
• Represented the company before Income Tax and replied to all the critical queries which took nearly 5 months to close the scrutiny E-Assessment with NIL addition for the AY 2018-19
• Debt Management – Obtained Term Sheet from Bajaj Housing Finance and Tata Capital for the project funding to the tune of Rs.25 Crore at a very reasonable rate for a Joint venture project
• Co-ordinated with Sundaram Home Finance and Punjab National Banks to close the high- cost funding through internal surplus
• SOP & MIS – Formulated systems in accounts and Implemented MIS to reports like Cashflow and profit and loss statements (both actuals and projection for next 6 to 12 months) by coordinating with all the inter departments – CRM, Engineering, Marketing Purchase & Admin
• Another vertical of Group companies incorporated with an object to undertake State Govt contracts related to Electricals and Engineering work and Infrastructure and accounts maintenance.

• Responsible for Managing the Finance & Accounting of entire group & reporting to MD
• Joined Radiance Realty in its initial phase and the whole Finance & Accounting team was built around me through various references recruited carefully keeping in mind the roles and responsibilities of key areas
• Independently and successfully completed Annual Accounts from FY 2012 to FY 2017 and got the Assessment orders up to FY 2015-16 for the entire group companies
• Revenue recognized as per AS 9 on percentage of completion and Finalised the books of Accounts by fulfilling the needs of Auditor along with the approval from management
• Supported the Company with my team to grow from scratch to the level of Rs
• 320 Crores turnover in Realty vertical
• Also was instrumental in developing other verticals like Aviation, Media, Power, Entry into Dubai Realty Sector, Facility Management Services and Interiors for Residential building, Co working private offices and Food Business
• Handled Aviation (separate vertical) accounts and Finance, starting from coordinating with the Bank and Aircraft manufacturer (Learjet - Canada) in obtaining foreign currency loan (Buyers Credit) to buy the aircraft and was fully involved till the closure of books and completion of Income Tax Assessments
• Debt fund raising (Raised over RS 150 Cr of funding at a marginal rate of interest) for residential real estate in the form of Construction funding, land funding, overdraft facility, LAP and Inventory funding with Banks and NBFCs for various projects, handled documentation, legal clearance, valuation and submission of MIS on timely basis to keep them reported on security cover and receivable cover throughout the tenure
• Worked with the CFO in Equity fund raising from Motilal Oswal / Xander Finance for 3 projects to the tune of Rs.120 Crs – prepared IRR working, projected cashflow, documentation, coordinated with company secretary with respect to issue of NCDs and formed Debenture Trustee agreements
• Customer wise accounts were maintained for each project in a separate software, this enabled CRM (Customer Relationship Management) to handle collections, outstanding dues and Tax deductions (sec 194 IA) from the customers without any hassle
• Obtained APF facility from PSBs and Private Banks for all the projects to enable CRM to co-ordinate with clients for swift collection
• Ensured smooth and seamless transition into GST regime within short span of time in June 2017
• Have learnt the Rules and Regulations laid down by RERA and registered our projects in a swift manner
• Further bank accounts were modified to suit conditions of RERA wherever project funding was availed
• Radiance was one of the very few builders who have In-house Construction Team (EPC) which has necessitated the need for project wise construction accounting dealing with vendors, sub agencies and labour of different discipline
• It was mandatory to ensure statutory compliance like PF, ESI & Labour Contract rules with respect to project as well
• Various Income Tax scrutiny raised at different points of time were handled with panache, our quality representation helped us to maintain a clean image with the department
• Precise to say that all our documentation and book maintenance were above board and was completely transparent, this was one of the reasons that we could come out clean at every instance
• Was responsible in developing the desired tools and formats to provide information in a nutshell to the management - MIS Reports which includes Cash flow, Project Profitability Reports, Receivables, Payables, Customer wise issues on hand and also Provisional financials
• Have always been up to date in complying with filing of various returns on time.

• Accounts Receivable
• As a Head- AR Accounting, I was given the task of handling more than 1500 enthused customers and maintain everyone’s individual account which was done in a most scientific and silken like manner giving management at a glance the details of receivables at any given point of time
• Specific to note that, my team contributed phenomenally to include this turnover as per AS 9 for the year ended 2009 within a short span of time by accounting 10% of collection in ERP (Ramco Virtual) and execution of Sale agreements for 25%of total sales during that year
• Was also responsible for co-coordinating with headquarters in Gurgaon, NCR for new land acquisitions in Chennai
• As part of this, we used to scrutinize the various land documentation like availability of proper due diligence from Advocates devoid of remarks, checking whether the land parcel is contiguous to the existing holding and type of land classification by verifying the village records
• Coordinated with CRM team in raising Demands to customers, Receipts preparation and arranging customer refunds (More than 500 cancellations happened due to delay in getting approval) from Head office.

Jain Housing & Constructions Pvt Ltd
Secured Tax Savings: Played a key role in obtaining a 3-year Sec 80 IB
exemption, significantly reducing the company's tax burden.
Drove Revenue Growth: Contributed to a tenfold increase in turnover, from
₹20 Cr to over ₹200 Cr annually (FY 2000-2007).
Enhanced Working Capital: Secured project financing (term loans,
overdrafts, guarantees) from various banks, improving cash flow and
enabling operational growth.
Implemented Cost Control Measures: Developed a comprehensive
Management Information System (MIS) and projected cash flow models to
identify cost-saving opportunities.
Enhanced Cost Visibility & Management: Regularly monitored actual
performance against MIS forecasts, enabling proactive cost control
measures.