Hariharaan V.S
Tuticorin
Summary
. Business-driven Relationship Manager always finding successful ways to acquire new clients and foster lucrative relationships. A determined leader with a year of assisting clients with financial planning processes and assessing financial data. Offering dynamic collaboration and decision making skills.
Overview
4
4
years of professional experience
1
1
Certification
Work History
RELATIONSHIP MANAGER (L1)
karur vysya bank
07.2023 - Current
- Directed a client portfolio exclusively Targeting MSME business loans, achieving a 25% approval rates and generated an additional 5 lakhs in revenue annually
- Boosted client satisfaction by 20% by monitoring more than 50 prime current account customers effectively
- Providing tailored financial solutions and maintaining robust relationships with the customer and reduced their Rate of interest up to 2%
- Analyzed the existing client relationship and identified new business opportunities to the value of 3 crores
- Maintaining the business pipelines will increase the bank's top line growth by up to 15 crores
- Achieved the insurance premium target of 2 lakhs within 4 Months
- Applied extensive knowledge about financial products to increase client satisfaction by 20%, achieved by structuring customized financial products that matched 80% of customers' needs and requirements
- Assessed the market trends and developed the bank's revenue up to 25% within a year
- Determined creditworthiness for 100% of loan applicants by analyzing their financial data, resulting in a 10% reduction in default rates
- Evaluated credit risk for 15 loan applications by assessing borrowers' ability to repay existing and new loans using DSCR and FOIR methods, achieving an 18% improvement in loan approval accuracy and a 12% reduction in non-performing loans
- Interpreted complex financial data for over 20 reports, identifying trends and potential market risks, resulting in a 25% improvement in investment strategy effectiveness and a 15% reduction in exposure to high-risk assets.
SUPPLY CHAIN VISIBILITY
10.2021 - 11.2022
- Advised the view about inventory and their activity
- Redesigned the process and flows that held between different stages from manufacturers to suppliers.
PURCHASE MANAGER
MADHAMPATTY FOOD SERVICES
04.2022 - 05.2022
- Worked as an intern and suggested to have supply chain visibility
- Purchased orders based on the requirements and cost-efficiency and helped them maintain the stocks
- Represented in CRM and converted in bringing more than 3 customers.
5G TECHNOLOGIES
11.2021 - 12.2021
- Prepared 5g technology in the field of logistics
- Implemented how 5g impacts IOT and Automatization.
FINANCIAL PERFORMANCE ANALYSIS
01.2020 - 02.2020
- Evaluated the liabilities and assets
- Prepared a budget for the firm.
Education
MASTERS IN BUSINESS ADMINISTRATION -
PSG INSTITUE OF MANAGEMENT
05.2023
Bachelor of Commerce (B.Com.) - General -
M.JAIN COLLEGE CHENNAI
04.2021
Skills
- POWER BI
- SQL
- TABLEAU
- CROSS SELLING
- MS EXCEL
- TALLY WITH GST
- Relationship building and management
Certification
- FINANCIAL ANALYSIS, UDEMY, 03/01/24
- INVESTMENT BANKING, UDEMY, 04/01/24
- FINANCIAL MODELLING AND VALUATION, UDEMY, 04/01/24
- DATA ANALYSIS, UDEMY, 05/01/24
- INTERNATIONAL ASSOCIATION OF ACCOUNTING PROFESSIONAL, PSG INSTITUTE OF MANAGEMENT, 12/01/22
Awards
- BADMINTION -RUNNER UP (DISTRICT) - 2018
- CHESS -Won the district championship and recognized as a Rated player - 2017
Volunteer Experience
CODISSIA, 04/01/22, 05/01/22,
Helped the visitors register and directed them to reach the final products.
Increased the survey from the visitors to identify customer's valuable feedback.
Languages
English
Advanced (C1)
Tamil
Bilingual or Proficient (C2)
Malayalam
Intermediate (B1)
Timeline
RELATIONSHIP MANAGER (L1)
karur vysya bank
07.2023 - Current
PURCHASE MANAGER
MADHAMPATTY FOOD SERVICES
04.2022 - 05.2022
5G TECHNOLOGIES
11.2021 - 12.2021
SUPPLY CHAIN VISIBILITY
10.2021 - 11.2022
FINANCIAL PERFORMANCE ANALYSIS
01.2020 - 02.2020
MASTERS IN BUSINESS ADMINISTRATION -
PSG INSTITUE OF MANAGEMENT
Bachelor of Commerce (B.Com.) - General -
M.JAIN COLLEGE CHENNAI
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