Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Herbert Jeffrin M

Investment Banking Ops
Chennai

Summary

Finance operations specialist with hands-on expertise in SWIFT messaging (MT103, MT202, MT199), wire transfers, nostro account reconciliation, and money market instruments. Proven ability to design and implement workflow controls, resolve reconciliation breaks, and prevent overdrafts in high- value transaction environments. Strong knowledge of transfer agency operations, trade life cycle management, ISDA guidelines, and Basel norms. Skilled in using reconciliation systems, Excel (pivot tables, VLOOKUP), and currently upskilling in SQL to support data-driven decision-making in banking operations.

Overview

4
4
years of professional experience
2
2
Certifications
3
3
Languages

Work History

Specialist - Global Funds Control

Bank of New York
03.2024 - Current
  • Managed all wire transfers related to bond payments as part of the Wires team, acting as a transfer agent in the U.S. market, and ensuring 100% accurate and timely transaction processing.
  • Verified and released USD wire payments within stipulated cut- off times, while resolving client and internal team inquiries related to interest and principal bond payments.
  • Possess strong knowledge of transfer agency workflows, including bond transaction processing, and related activities.
  • Monitored client accounts to prevent overdrafts by proactively identifying and halting transactions that could result in insufficient funds.
  • Implemented process checks and controls to mitigate overdraft risks, particularly for high-value transactions.
  • Performed daily reconciliations to identify breaks, resolve issues using internal tools, and collaborate with relevant teams for timely closure.
  • Knowledgeable in money market instruments, ACH, and SWIFT payments (MT103, MT202).

Associate - Global Cash Operations

State Street
01.2022 - 03.2024
  • Investigated and resolved overdraft charges across global client accounts, successfully recovering and reimbursing clients.
  • Produced daily, weekly, and monthly reports on overdrafts and account activities across multiple regions, improving transparency for senior management.
  • Liaised with custodians, counterparties, and internal teams to resolve settlement breaks, reducing the average resolution time.
  • Resolved high-priority issues, such as PSET mismatches and STIF fund issues, minimizing risk exposure for clients.
  • Proficient in nostro accounts, SWIFT messages (MT202, MT103, MT199), back valuations, and client service.
  • Built a strong knowledge of the Trade Life Cycle (TLC), ISDA guidelines, and Basel norms, applying them to ensure regulatory compliance
  • Increased client satisfaction by resolving complex issues and providing exceptional service at all times.



Education

Bachelor of Commerce - Accounting And Finance

SCSVMV University
Kanchipuram, India
04.2001 -

Skills

SWIFT Payments

Transaction processing
Risk mitigation
Nostro account reconciliation
Client relationship management
Trade Settlement
Proficient in Excel

Proficient in TLM
SQL (Basic Knowledge)

Trade Life Cycle (TLC)
Time management
Analytical thinking
Problem solving
Adaptability
Team collaboration

Certification

Certified Investment Banking Operational Professional (CIBOP)

Timeline

Specialist - Global Funds Control

Bank of New York
03.2024 - Current

Associate - Global Cash Operations

State Street
01.2022 - 03.2024

Certified Investment Banking Operational Professional (CIBOP)

11-2021

First Certified in English (FCE)

08-2016

Bachelor of Commerce - Accounting And Finance

SCSVMV University
04.2001 -

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Herbert Jeffrin MInvestment Banking Ops