Summary
Work History
Education
Skills
Timeline
Generic

JENNIFER BEARD

Knoxville

Summary

Results-driven financial professional specializing in advisory and risk management. Expertise in portfolio optimization, financial analysis, and strategic networking, fostering growth and ensuring compliance. Delivers impactful results through effective communication and collaboration.

Work History

Commercial Treasury Consultant & Retail Mortgage Loan Originator

TRUIST BANK
Knoxville
  • Treasury Advisory: Consulted on client working capital needs, providing tailored solutions for liquidity, information reporting, and optimizing payables/receivables.
  • Risk & Compliance: Managed a portfolio of Treasury Solutions (TS) clients, ensuring adherence to internal policies and escalating risks and issues to leadership as necessary.
  • Mortgage Operations: Oversaw all phases of loan closing process, analyzing applicant financial status and credit history to ensure compliance with state/federal regulations (TRID/NMLS).
  • Formerly SunTrust Bank

Market President, First Vice President

TRUIST BANK
Knoxville
  • Portfolio Management: Managed and retained multi-million dollar loan and deposit portfolio, safeguarding asset quality for businesses with annual revenues of $3 million to $50 million, contributing to overall profitability.
  • Credit Policy Adherence: Collaborated with credit officers on new requests and renewals, ensuring compliance with credit policies and partnering with teams to enhance client experience.
  • Referral Network Development: Cultivated strategic market relationships to generate centers of influence and high-value referral pipelines, enhancing long-term business growth.
  • Formerly SunTrust Bank

VP / Treasury Merchant Services Business Development Officer & Commercial Relationship Manager

SUNTRUST BANK
Knoxville
  • Third-Party Risk Management: Managed corporate relationships and developed protocols for client experience and third-party risk management, addressing daily escalations and complex client needs to enhance service delivery.
  • In-Depth Credit Review: Conducted comprehensive financial and credit risk analysis of client and prospect financials for new exposures and annual reviews, facilitating informed decision-making.
  • Underwriting Support: Prepared proposed loan structures with detailed underwriting packages for wholesale lending support, ensuring compliance with all credit policy requirements.

Senior Vice President

STATE FARM INSURANCE
Kingsport
  • Coordinated key account development, project management, and process improvement with Agent/Owner to enhance client relationships.
  • Led employee development, customer service, sales, and marketing initiatives, strengthening business presence in the community.
  • Led strategic initiatives to enhance customer service and satisfaction across departments.
  • Collaborated with cross-functional teams to develop effective insurance products and services.
  • Analyzed market trends to identify opportunities for business growth and expansion.

Education

B.S. - Corporate Finance And Investments

EAST TENNESSEE STATE UNIVERSITY

Skills

  • Treasury operations consulting
  • Commercial underwriting
  • Financial and credit analysis
  • Advanced financial analysis
  • Financial reporting expertise
  • Regulatory compliance
  • Advisory and risk management
  • Risk assessment and mitigation
  • Third-party risk management
  • Portfolio oversight
  • Operational governance
  • Workflow optimization
  • Cross-functional process review
  • Project coordination
  • Market development
  • Loan origination strategies
  • Financial technology solutions
  • Client relationship management
  • Customer relationship management
  • Team collaboration skills
  • Staff management capabilities
  • Training initiatives
  • Communication skills
  • Problem resolution
  • Strategic networking abilities
  • Time management proficiency
  • Loan origination strategies
  • Financial technology solutions
  • Customer relationship management

Timeline

Commercial Treasury Consultant & Retail Mortgage Loan Originator

TRUIST BANK

Market President, First Vice President

TRUIST BANK

VP / Treasury Merchant Services Business Development Officer & Commercial Relationship Manager

SUNTRUST BANK

Senior Vice President

STATE FARM INSURANCE

B.S. - Corporate Finance And Investments

EAST TENNESSEE STATE UNIVERSITY

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JENNIFER BEARD