Kayla Dearstone
Limestone
Summary
Detail-oriented Fraud Operations Analyst with over 4 years of experience in fraud prevention and financial crime investigation. Expertise in strategic risk management, enhanced due diligence investigations, and regulatory compliance with the Bank Secrecy Act and USA PATRIOT Act. Skilled in analyzing suspicious activity patterns and utilizing advanced monitoring systems, including NICE Actimize and LexisNexis Solutions, to mitigate financial risks.
Overview
5
5
years of professional experience
Work History
AML/EDD Fraud Analyst
Citibank
10.2024 - Current
- Conducted complex Enhanced Due Diligence investigations into tens of millions of dollars of fraud loss and filed Suspicious Activity Reports in compliance with Bank Secrecy Act requirements
- Investigated suspected illicit activities by tracing money trails and analyzing related documents to support case resolution
- Subject Matter Expert in many types of fraud methodologies, such as Elder/Vulnerable Adult Abuse and organized fraud rings suspected of illicit activity like large-scale scamming operations
- Analyzed and reviewed confidential and highly sensitive investigative material concerning various parties.
Fraud Investigator
Citibank
12.2021 - 10.2024
- Conducted comprehensive investigations into potential fraudulent activities, identifying risks and recommending preventive measures.
- Managed queue of 200+ cases on a daily basis & mitigated millions in fraud risk
- Developed and delivered training for junior investigators on effective fraud detection techniques.
Education
Bachelor Of Arts - Interdisciplinary Studies, K-8 Education
Tusculum University
Master Of Arts - Education, Curriculum & Instruction
Tusculum University
Skills
- AML compliance
- Fraud detection
- SAR reporting
- Investigative analysis
- Transaction monitoring
- Risk mitigation
- Pattern detection
- Data analysis
- Software proficiency
- Attention to detail
Key Qualifications
- Strong analytical skills & attention to detail
- 4+ years experience in AML investigations
- Fraud risk management & prevention
- Ability to use variety of internal/external systems to gather intelligence data
- Highly skilled at synthesizing data into concise SAR filings
Timeline
AML/EDD Fraud Analyst
Citibank
10.2024 - Current
Fraud Investigator
Citibank
12.2021 - 10.2024
Bachelor Of Arts - Interdisciplinary Studies, K-8 Education
Tusculum University
Master Of Arts - Education, Curriculum & Instruction
Tusculum University