Matthew Smyth
Mohawk,TN
Summary
Accomplished Commercial Loan Specialist with a proven track record at USDA Rural Development, adept in underwriting expertise and exceptional client management. Successfully managed multi-million dollar loan portfolios, demonstrating strong project management and risk evaluation skills. Streamlined loan processing, significantly enhancing customer satisfaction and operational efficiency.
Overview
7
7
years of professional experience
Work History
Commercial Loan Specialist
USDA Rural Development
10.2022 - Current
- Manage a multi-million dollar loan portfolio.
- Assisted customers with completing loan applications with ample paperwork organization.
- Processed loan applications and monitored progress from start to finish.
- Experience originating, underwriting, and servicing loans up to $26,000,000.
- Experience originating, underwriting, and servicing federal grants
- Experience lending to Municipality and Non-Profit Entities.
- Experience with General Obligation and Revenue Bonds
- Manage and Approve Pay Applications through multi-year construction projects until project is complete.
Loan Operations Specialist
Andrew Johnson Bank
02.2022 - 10.2022
- Demonstrate sound problem-solving skills by resolving outstanding issues using root cause analysis.
- Approving construction loan draw requests based on the variance between the amount of money drawn, and the completion percentage of the project.
- Booked and provide quality control of new loans on the bank’s core software system.
- Maintained and updated existing loan statuses in the bank’s core software system.
- Import all the loan documentation signed and provided by the customer into the bank’s software system.
- Run numerous reports daily, weekly, monthly, and quarterly to be forwarded to lender.
- Provide customer service by answering the phone and answering Loan status questions from the customer or loan officer.
Teller
Andrew Johnson Bank
12.2019 - 02.2022
- Answered customer inquiries regarding account balances, transaction history, services charges and interest rates.
- Educated customers on use of banking website and mobile apps.
- Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
- Executed wire transfers, stop payments and account transfers.
Pharmacy Technician
CVS
07.2018 - 12.2019
- Counted and labeled prescriptions with correct item and quantity.
- Communicated with patients to collect information about prescriptions and medical conditions or arrange consultations with pharmacists.
- Answered incoming phone calls and addressed questions from customers and healthcare providers.
- Entered and processed patients' prescriptions into internal system.
Education
BBA - Economics
East Tennessee State University
Johnson City, TN12-2021
Skills
- Cash flow analysis
- Client management
- Credit assessment
- Federal grants management
- Loan Origination
- Loan servicing
- Microsoft Office
- Portfolio management
- Project management
- Risk evaluation
- Underwriting expertise
Timeline
Commercial Loan Specialist
USDA Rural Development
10.2022 - Current
Loan Operations Specialist
Andrew Johnson Bank
02.2022 - 10.2022
Teller
Andrew Johnson Bank
12.2019 - 02.2022
Pharmacy Technician
CVS
07.2018 - 12.2019
BBA - Economics
East Tennessee State University
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