Morarji Babu Ravi

A risk management professional with 18+ years of experience in various facets of banking Services such as operations, Trade and Finance, internal control and regulatory compliance. I have got valuable experience in the field of internal control, risk and control assessment and knowledge around implementing/setting up Risk and Control Framework for risk management of Operation teams. In addition to the risk management role, I have performed team manager roles in contact center and banking operations. In these roles, I had handled the first level of grievance redressal for the bank and backend operations such as account servicing and settlements.

• ICA Certification for HSBC, Anti-money Laundering and Sanctions Compliance, 01/01/15
• Certification on Compliance, International Compliance Association, 01/01/17

• SME for Regulatory Registrations of UK Entities, Assist the bank’s UK regulated and registered entities hold the correct permissions and are appropriately licensed. Support on regulatory registrations related matters for licenses and waivers which include submission of licenses, variation of permission and waivers in the UK.
• Operational Risk Management, Conducted risk and controls assessments factoring key risk indicators, assisted management in creating issues and action for control gaps and monitored action plans.
• Embedding a Risk Culture within teams, Have contributed to structuring training content, planned, and rolled trainings out including conducting them on various key themes such as 'The company’s approach to Conduct Risk', Risk Principles, Personal Account Dealing Policy and other compliance policies.
• Facilitating regulatory Audits, As the point of contact for regulatory Audits, have facilitated regulatory Audits from Financial Conduct Authority (FCA) and Office of the Comptroller of Currency (OCC) in 2017.
• Process Migration Support, Actively involved in assessing the risk and control aspects of process migration from the On-shore to the Global Service Centers (GSCs).
• Internal Control Review, Conducted risk-based reviews and tested key controls for core banking operations (Banking Operations, Customer Due Diligence and Contact Center).
• Guidance and Governance, Actively involved with the GSC site Business Risk and Control Management (BRCM) teams and GSC Operations to provide adequate support and governance over Internal Control framework and policies.
• Establishing the Quality Assurance Procedures, Basis, the Identity and Verification policy of the bank, for India Banking Operations team on Onboarding and Periodic Refresh Process.
• Recognition, Was recognized with 100 Club winner award in 2010 for assisting the India Business deploy the accruing tax model in March 2009.