Nicholas Hirschy
Greeneville
Summary
Dynamic Loan Officer with extensive experience at Cardinal Financial, excelling in client relations and credit analysis. Proven track record of enhancing customer satisfaction through effective communication and streamlined loan processes. Skilled in mortgage lending and relationship building, consistently delivering tailored financial solutions to meet diverse client needs.
Knowledgeable [Desired Position] with solid background in mortgage loan origination and client consultation. Expertise in guiding clients through mortgage process, ensuring compliance with lending regulations, and closing loans efficiently. Demonstrated proficiency in financial analysis and customer relationship management.
Experienced with mortgage loan origination, financial analysis, and client advisement. Utilizes deep knowledge of lending guidelines and compliance to ensure smooth loan processing. Strong understanding of customer relationship management and market trends, driving successful loan closures.
Overview
23
23
years of professional experience
Work History
Loan Officer
Cardinal Financial
07.2024 - Current
- Evaluated client financial information to determine loan eligibility and suitability.
- Assisted clients in understanding loan products and application processes.
- Collaborated with underwriters to expedite loan approvals and resolve issues.
- Maintained accurate documentation of client interactions and loan files.
- Evaluated client financial situations to recommend suitable mortgage products and options.
- Facilitated communication between clients and lenders to ensure smooth transaction processes.
Mortgage Loan Officer
InterLinc Mortgage Services LLC
04.2022 - 07.2024
- Processed loan applications, verifying documentation for accuracy and compliance with regulations.
- Assisted clients in understanding loan terms, conditions, and payment structures effectively.
- Conducted thorough credit analysis to assess borrower eligibility for various mortgage programs.
- Collaborated with real estate agents to streamline loan approval timelines and enhance customer experience.
Mortgage Loan Officer
Mortgage Investors Group
05.2015 - 04.2022
- Maintained up-to-date knowledge of mortgage market trends and regulatory changes impacting lending practices.
- Provided exceptional customer service throughout the loan process, addressing inquiries and resolving issues promptly.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
Loan Officer
American Patriot Bank
10.2002 - 05.2015
- Processed loan applications efficiently while ensuring compliance with regulations.
- Developed strong relationships with clients, enhancing customer satisfaction and retention.
- Improved processing times by implementing streamlined operational workflows.
- Provided training support to new team members on compliance standards and best practices.
- Maintained strict confidentiality of bank records and client information.
- Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Developed strong relationships with customers through high levels of customer service.
- Examined customer loan applications for loan approvals and denials.
Education
Bachelor of Science - Business/Sports Management
Tusculum College
Greeneville, TN05-2002
High School Diploma -
Blacksburg High School
Blacksburg, SC05-1998
Skills
- Database management
- Relationship building and management
- Documentation review
- Sales expertise
- Financial advising
- Client relations
- Credit analysis
- Customer service-focused
- Loan origination
- Negotiation techniques
- Mortgage lending
- Team player
- Credit
- Business development
- Loans
- Friendly
- Terms negotiation
- Practiced at FHA loan process
- Sales pipeline maintenance
- Excellent communicator
Timeline
Loan Officer
Cardinal Financial
07.2024 - Current
Mortgage Loan Officer
InterLinc Mortgage Services LLC
04.2022 - 07.2024
Mortgage Loan Officer
Mortgage Investors Group
05.2015 - 04.2022
Loan Officer
American Patriot Bank
10.2002 - 05.2015
Bachelor of Science - Business/Sports Management
Tusculum College
High School Diploma -
Blacksburg High School