Summary
Overview
Work History
Education
Skills
Interests
Timeline
Generic

PARTHASARATHY V

FRM PROFESSIONAL
TIRUNELVELI

Summary

Dynamic banking professional with extensive experience at Canara Bank, specializing in agricultural credit management and risk analysis. Proven track record in enhancing financial inclusion and developing strategic credit schemes. Adept at leading teams and fostering client relationships, ensuring compliance while driving business growth and operational efficiency.

Risk management professional with proven track record in identifying and mitigating potential threats. Adept at developing comprehensive risk assessment frameworks and implementing effective risk control measures. Strong focus on team collaboration and achieving measurable outcomes, known for adaptability in dynamic environments. Skilled in data analysis, regulatory compliance, and strategic planning, consistently delivering reliable and impactful results.

Overview

20
20
years of professional experience
3
3
Languages

Work History

Divisional Manager , AGRICULTURE CREDIT CENTER

Canara Bank
05.2024 - Current
  • Conducted credit needs assessment and project appraisal for agriculture and allied sectors including dairy, poultry, fishery, and horticulture.
  • Facilitated timely delivery and monitoring of agricultural finance to support farm development, equipment purchase, and irrigation projects.
  • Prepared bankable project reports and developed area-specific credit schemes for agricultural clusters.
  • Delivered consultancy services to entrepreneurs and supported implementation of government rural credit initiatives.
  • Focused on promoting sustainable agricultural growth, rural development, and financial inclusion through efficient credit flow and advisory support.
  • Collaborated with multidisciplinary teams including trained agricultural graduates to achieve credit targets and client satisfaction.

CHIEF BRANCH MANAGER

CANARA BANK
05.2022 - 05.2024
  • Responsible for overall branch performance including business development, customer service, credit decisions, and financial management.
  • Directed daily branch operations encompassing distribution, sales, customer relationship management, administration, and human resources.
  • Developed and executed business plans, financial forecasts, and sales strategies to achieve branch targets.
  • Ensured maintenance of asset quality and compliance with regulatory and bank policies.
  • Led, trained, motivated, and managed branch staff to deliver superior customer service and meet productivity goals.
  • Assessed local market conditions, identified growth opportunities, and expanded client base.
  • Handled grievance redressal, risk management, and implemented operational controls for smooth functioning.
  • Fostered networking and community relations to enhance the branch’s presence and reputation.
  • Ensured strict adherence to ethical standards, regulatory compliance, and quality assurance of services.

CHIEF BRANCH MANAGER

Canara Bank
05.2019 - 05.2022
  • Managed end-to-end branch operations including cash management, account opening, deposit mobilization, and loan disbursement processes.
  • Ensured smooth functioning of teller counters, ATM services, and customer service desks.
  • Monitored and optimized branch workflow to enhance operational efficiency and reduce turnaround time.
  • Maintained accurate and up-to-date records of all transactions, audits, and compliance documentation.
  • Addressed and resolved operational grievances promptly to maintain customer trust and satisfaction

CHIEF MANAGER

CANARA BANK
06.2018 - 05.2019
  • Oversaw risk management initiatives including operational risk controls, fraud prevention, and asset quality maintenance.
  • Collaborated with senior management and multiple departments for strategic planning and performance reviews.
  • Monitored regulatory changes and ensured strict compliance with banking laws, RBI guidelines, and internal policies.
  • Enhanced community outreach through networking and participation in local development activities to strengthen the bank’s brand.
  • Maintained detailed reports and analysis on branch financials, sales, and market trends for informed decision-making.
  • Ensured ethical banking practices and promoted financial inclusion programs aligned with government schemes.

SENIOR BRANCH MANAGER

CANARA BANK
06.2014 - 05.2018
  • Led branch operations with a focus on delivering superior customer service, business growth, and compliance adherence.
  • Managed a team of officers and staff, ensuring training, motivation, and performance optimization.
  • Directed credit appraisal, loan processing, and recovery efforts to maintain asset quality and minimize NPAs.
  • Developed and implemented branch business strategies to achieve targets in deposits, advances, and fee-based income.
  • Ensured strict compliance with RBI regulations, internal policies, and audit requirements.
  • Oversaw cash management, transaction processing, and branch operational controls.
  • Facilitated customer grievance redressal and cultivated lasting client relationships.
  • Collaborated with marketing and product teams to promote banking products and financial inclusion initiatives.
  • Prepared detailed reports on branch performance, market trends, and operational metrics for senior management.
  • Participated in community engagement and networking to enhance the branch’s local presence and business opportunities.

MANAGER

CANARA BANK
06.2010 - 06.2014
  • versee and manage all daily operations of the bank branch to ensure smooth functioning.
  • Develop and implement business plans, financial forecasts, and sales strategies to achieve branch targets.
  • Ensure excellent customer service delivery, handle escalations, and maintain strong client relationships.
  • Lead and motivate branch staff through training, coaching, and performance evaluation.
  • Manage budget allocations, control branch expenses, and monitor financial performance.
  • Ensure compliance with regulatory requirements, internal policies, and risk management standards.
  • Monitor loan processing, credit approvals, and asset quality to minimize non-performing assets.


Agricultural Extension Officer

CANARA BANK
10.2005 - 06.2010
  • Serve as a key link between Canara Bank and the farming community to promote and extend the bank’s agricultural finance products and schemes directly at the field level.
  • Facilitate farmers and agri-preneurs in accessing credit and other banking services tailored to agricultural and allied activities.
  • Conduct field visits, surveys, and awareness campaigns to understand farmer needs, disseminate information on modern farming practices, government schemes, and bank offerings.
  • Assist in project appraisal, documentation, and smooth credit flow for agricultural projects including farm development, equipment purchase, and allied sector financing.
  • Monitor and report on agricultural credit performance and the impact of various schemes in assigned areas.
  • Collaborate with bank branches, government bodies, and local agricultural institutions for better coordination and implementation of rural credit programs.
  • Support financial inclusion efforts by guiding farmers on suitable banking products like Kisan Credit Card and other government-backed schemes.
  • Organize training, workshops, and demonstrations to educate farmers on improved agricultural techniques, pest management, and sustainable practices.
  • Contribute to preparing reports and data analysis related to agricultural extension activities and credit marketing.

Education

FINANCIAL RISK MANAGEMENT (FRM) - Risk Management

Global Association of Risk Professionals (GARP)
US
04.2001 -

JIIB, CIAB, CERTIFIED CREDIT OFFICER, SME FINANCE - Banking And Finance

Indian Institute of Banking & Finance
MUMBAI
04.2001 -

MBA - Banking And Finance

KARAIKUDI ALAGAPPA UNIVERSITY
Karaikudi
04.2001 -

Master of Science - AGRICULTURE

KERALA AGRICULTURE UNIVERSITY
TRIVANDRUM
04.2001 -

Agriculture

AGRICULTURE COLLEGE AND RESEARCH INSTITUTE
KILLIKULAM, TUTICORIN
06-2001

Skills

  • Agricultural and Rural Credit Management
  • Credit Appraisal and Project Evaluation
  • Loan Processing and Financial Analysis
  • SME and Housing Loan Advisory
  • Risk Management and Financial Risk Analysis (FRM - Financial Risk Manager certified by GARP)
  • Banking Operations and Compliance
  • Branch Business Development and Team Leadership
  • Knowledge of Government-backed Agri and SME Credit Schemes
  • Strategic Planning and Business Forecasting
  • Regulatory Compliance and Internal Controls
  • Report Preparation and Data Analysis

Interests

SPORTS ESPECIALLY CRICKET AND FOOTBALL

Timeline

Divisional Manager , AGRICULTURE CREDIT CENTER

Canara Bank
05.2024 - Current

CHIEF BRANCH MANAGER

CANARA BANK
05.2022 - 05.2024

CHIEF BRANCH MANAGER

Canara Bank
05.2019 - 05.2022

CHIEF MANAGER

CANARA BANK
06.2018 - 05.2019

SENIOR BRANCH MANAGER

CANARA BANK
06.2014 - 05.2018

MANAGER

CANARA BANK
06.2010 - 06.2014

Agricultural Extension Officer

CANARA BANK
10.2005 - 06.2010

FINANCIAL RISK MANAGEMENT (FRM) - Risk Management

Global Association of Risk Professionals (GARP)
04.2001 -

JIIB, CIAB, CERTIFIED CREDIT OFFICER, SME FINANCE - Banking And Finance

Indian Institute of Banking & Finance
04.2001 -

MBA - Banking And Finance

KARAIKUDI ALAGAPPA UNIVERSITY
04.2001 -

Master of Science - AGRICULTURE

KERALA AGRICULTURE UNIVERSITY
04.2001 -

Agriculture

AGRICULTURE COLLEGE AND RESEARCH INSTITUTE

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