PREETHA S T

Process Advisor - Mandate Change (Jan 2022 – Oct 2022)

• Mandate Change process involves changing the signing arrangement for Limited Companies. The process involves classifying the risk of the entity type.
• Verifying business KYC, personal KYC, and due diligence checks in accordance with regulatory requirements. Checking KYC remediation, verifying ID&V verification, and updating.
• Responsible for reviewing and ensuring that all required KYC and regulatory requirements for adding new officials to the business are still in place.
• Strong knowledge and understanding of transaction monitoring, Anti-Money Laundering (AML), and Bank Secrecy Act (BSA).
• Utilized Power BI and Tableau for reporting and monitoring, enabling data-driven insights for business decision-making.
• Supported regulatory and risk compliance reporting, ensuring complete documentation and audit readiness.
• Reduced application processing time through the implementation of an optimized workflow system.
• Used strong analytical and problem-solving skills to develop effective solutions for challenging situations.

BBLO (Mar 2021 – Jan 2022)

• Creation of a Facility Letter for Overdraft, Agricultural Mortgage, Commercial Mortgage, and Business Loans, CIBIL, and CRH, ensuring compliance with internal policies and regulatory standards.
• Make a loan and overdraft agreement for the customers as per the business manager's advice.
• Verify the sanction, and estimate the monthly installment.
• Drafted, processed, and validated over 300 loan agreements with 99% accuracy, preventing compliance errors and regulatory penalties.
• Partnered with Relationship Managers and stakeholders to analyze process gaps, streamline mandate change processes, and improve turnaround time for urgent cases.
• Have a good knowledge of Artificial Intelligence applications, like BPM, Full Serve, and Zeus.