Priyanka Joshi
Coimbatore
Summary
I have chosen field of credit in Banking in order to directly be able to contribute to the upliftment of the potential sectors our economy.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Credit-officer
IDBI Bank
08.2015 - Current
- Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
- Optimized lending practices by maintaining up-to-date knowledge of industry trends and regulatory requirements.
- Conducted regular account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed.
- Adhered to banking standards and government lending guidelines for loan services.
Education
Bachelor of Arts - ENGLISH HONOURS
Motilal Nehru College, Delhi University
New De, India04.2013
Skills
- Customer Relations
- Credit analysis
- Documentation Management
- Financial statement review
Certification
JAIIB and CAIIB
Timeline
Credit-officer
IDBI Bank
08.2015 - Current
Bachelor of Arts - ENGLISH HONOURS
Motilal Nehru College, Delhi University