Shriprada Venugopal
Finance and Audit
Chennai
Summary
Highly-qualified Credit Manager driven to minimize risk while capitalizing on opportunities to accomplish bank objectives in sales, customer growth and bottom line profitability. Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Experienced Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss.
Overview
1
1
year of professional experience
2
2
years of post-secondary education
3
3
Languages
Work History
Credit Manager
ICICI Bank
08.2023 - Current
- Conducted comprehensive financial analysis to assess creditworthiness for both new and existing customers.
- Streamlined processes for early identification of potential credit system and monitoring problems.
- Conducted financial due diligence on potential investments and acquisitions.
- Developed strong relationships with clients through professional communication and timely resolution of credit issues.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Improved credit risk management by implementing effective underwriting policies and procedures.
- Managed the entire end-to-end credit approval process from application review through contract negotiation and final execution.
- Exercised leadership capabilities by successfully motivating and inspiring others.
- Strengthened communication skills through regular interactions with others.
- Cultivated interpersonal skills by building positive relationships with others.
- Excellent communication skills, both verbal and written.
Education
Bachelor of Arts - Finance And Commerce
Women's Christian College
Chennai, India 04.2001 -
Class XII CBSE - Accountancy And Commerce
Mater Dei School
New Delhi 04.2019 - 03.2020
Class X CBSE -
Mater Dei School
New Delhi 07.2017 - 04.2018
Skills
Process Implementation
Relationship Building
Interpersonal Skills
Continuous Improvement
Willing to Learn
Team Collaboration
Active Listening
Adaptability
Written Communication
Customer relationship development
Loan Processing
Proficient in Tamil, Hindi and English
Proactive and Focused
Timeline
Credit Manager
ICICI Bank
08.2023 - Current
Class XII CBSE - Accountancy And Commerce
Mater Dei School
04.2019 - 03.2020
Class X CBSE -
Mater Dei School
07.2017 - 04.2018
Bachelor of Arts - Finance And Commerce
Women's Christian College
04.2001 -