Sriram Muthukrishnan

Financial Modeling: Develop and maintain financial models that project credit card revenue based on historical data and various assumptions.

Key Performance Indicators (KPIs): Monitor and track key performance indicators, such as credit card utilization rates, interest income, and fee revenues.

Trend Analysis: Analyz and interpret revenue trends, identifying the impact of external factors like interest rates, economic conditions.

Risk Assessment: Collaborate with risk analysts to evaluate the potential impact of credit losses.

Sensitivity Analysis: Assess how small changes in variables like interest rates or customer spending can affect revenue and make recommendations.

Report Preparation: Generate detailed reports and presentations to communicate revenue forecasts and their underlying assumptions to senior management and stakeholders.

Advisory Role: Provide advice to product managers and marketing teams on revenue implications of new credit cards products

Economic Factors Integration: Stay informed about economic indicators, such as inflation and unemployment rates, and assess their influence on credit card revenue.

Model Validation: Continuously validate and improve forecasting models to ensure accuracy and reliability in revenue predictions.

Compliance and Regulation: Ensure that revenue forecasting processes comply with relevant banking and financial regulations, and address any compliance-related issues.

Continuous Improvement: Identify opportunities to enhance forecasting accuracy and efficiency, and implement improvements based on industry best practices and feedback.

Documentation: Maintain records of all forecasting methodologies, assumptions, and results for auditing and reporting purposes.

• Prepared Key MI reports viz: Supplementary Analysis Report (Cost Centre Reports) for Middle management, Management Committee Report (Operational Management - Cost & FTE details) and Legal Entity Report (Group level - Cost & FTE details) for Top management
• Cost analysis (Actual vs
• Plan) and providing appropriate recommendations to business for cost sustainability
• Assisting business in the preparation and rolling out of AOP (Annual Operating Plan) and LE (Latest Estimates) for each Business Operational Unit
• Assisting Business partners by preparing ad-hoc requests quickly and ensuring these are agreed with the Head of BI&A
• Establish and maintain effective relationship with Business partners to identify areas of service improvements during regular weekly VC meetings and feedback
• Design and lead effective change management meetings with project managers and other stake holders
• Manage communication during all stages of the initiatives deployment process to provide consistent and effective communication to various stake holder groups.

• Update and evaluate the accuracy of the project forecast by assessing actual cost incurred and physical progress achieved for all phases of project
• Working closely with CFO/Project and business managers and act as a financial advisor
• Ensuring the financial activities to go smoothly which involves Journals preparation, consolidating financials nos (i.e
• Flash) and then preparation of outlook
• Participating in business reviews to understand the business and relate the financials accordingly with finance head and business and ensure business partnering.

• Accurate submission of Monthly MIS /MANCO Pack/Dashboards/Project Financial Reports/Monthly Metrics with analysis and commentary
• Month-End Activities -Review of costs & Revenue, &Accruals to ensure accurate accounting, monthly billing and recharge to countries, ensure timely generation of Invoice by following up with Business Units inputs
• Coordinate with project managers in budgeting and forecasting process, ensuring Business are managed within the Budgets
• Ensure the correct reporting of financial performance, investigate and resolve irregularities as necessary
• Ensure that all deadlines for deliverables of Local Financial Reporting and Group Reporting are strictly adhered to.

• Performed regular financial analysis and analyzed all income profit and loss statements
• Prepared regular reports on quarterly and monthly basis
• Maintained inventory and various records for expenses
• Assisted to gather data for budget forecasts
• Monitored project variance and prepared reports
• Prepared statistical reports according to standard operating procedures
• Coordinated with business units and ensured compliance to timeframe.