Srividya Suresh

Term deposits

• Handled end-to end term deposit processing,including account master set-up, renewals and pre-closures.
• Accurately maintained customer term deposit records and ensured timely interest payments and maturity handling.
• Performed daily and monthly reconciliation of term deposit accounts, ensuring accuracy and compliance with regulatory standards.
• Managed accurate TDS calculation, deduction and quarterly filing for term deposit accounts, ensuring compliance with Income Tax regulations.
• Supported internal and external audits by providing accurate documentation and reconciliations related to term deposit accounts ensuring compliance.
• Acted as manual data provider for regulatory reporting on term deposits ensuring timely and accurate submission of data in compliance with statutory and RBI requirements.
• Initiated and coordinated with the technology team to address application related issues/fixes, ensuring thorough testing and resolution to closure.
• Conducted post-deployment sanity testing, identifying immediate issues and ensuring systems functioned as expected in production environments.

CMS and Clearing operations

• Managed the complete operational cycle from system maintenance and transactions processing to accurate billing and reporting client data.
• Cooridnated interbank funding activities to ensure seamless settlement of funds and tracked for the liquidation status of the cheques.
• Compiled and delivered comprehensive monthly MIS reports as per client's requirements.
• Coordinated with external vendors to conduct feasibility assessments and manage logistics for cash and cheque pickups, streamlining operations and minimizing delays.
• Managed end -to-end activities related to clearing operations, including sorting, encoding, validation and coordination with clearing house for both inward and outward instruments.
• Coordinated with development teams to initiate and test deployments in UAT, verifying fixes and enhancements, and providing confirmation for production rollout.