Swathi M
Chennai
Summary
Experienced AML/KYC Analyst with over 9 years in financial crime compliance, specializing in customer due diligence, enhanced due diligence, and transaction monitoring. Expert in identifying suspicious activities and implementing regulatory frameworks to mitigate risks. Collaborates effectively with cross-functional teams to ensure adherence to compliance standards.
Overview
1
1
year of post-secondary education
9
9
years of professional experience
Work History
Information Process Senior Analyst
Accenture
Chennai
04.2022 - Current
- KYC Analysis & Due Diligence
- Transaction analysis
- OFAC and PEP sanctions screening
- Performed real-time screening of entities and related parties against Global Sanctions lists (OFAC, EU, UN, HMT) and Politically Exposed Persons (PEP) databases using tools like Bridger, World-Check, or LexisNexis.
- Analyzed complex ownership structures to identify Ultimate Beneficial Owners (UBO) and Controllers, ensuring compliance with the '25% threshold' (or 10% for high-risk) per FATF standards.
- Conducted comprehensive Source of Wealth (SoW) and Source of Funds (SoF) corroboration for Ultra-High-Net-Worth (UHNW) clients and PEP-linked entities.
- Risk evaluation
- In-depth understanding of AML, FATF, and OFAC guidelines
- Experienced in leveraging Lexis-Nexis and World-Check tools
- Resolved potential 'false positives' through deep-dive adverse media searches and negative news screenings, enhancing compliance accuracy.
- Produced clear, concise regulatory compliance reports, facilitating informed decision-making.
- Regulatory compliance reporting
- Conducted quality control analysis to ensure adherence to compliance standards
- Identified and implemented process improvements, streamlining operations and reinforcing compliance standards.
- Information Processing Senior Analyst, Chennai
AML/KYC Analyst
Tata Consultancy Services
Chennai
11.2017 - 03.2022
- Comprehensive KYC reviews for new and existing clients, including corporations, partnerships, trusts, and high-net-worth individuals.
- Managed client onboarding and KYC reviews for corporate and institutional clients, ensuring compliance with regulatory standards.
- Analyze corporate structures, beneficial ownerships, and UBOs in line with internal risk appetite.
- Perform CDD and EDD based on risk ratings and jurisdictional risk.
- Identify and escalate suspicious transactions and activities to the Financial Intelligence Unit (FIU) as per regulatory requirements.
- Conduct sanctions screening and negative news searches through World-Check, LexisNexis, and other tools.
Education
Bachelor of Arts - English
Mar Gregarious Arts and Science college
Chennai, Tam 09.2014 - 01.2016
Skills
- Regulatory Compliance
- Risk Management
- Analytical Thinking
- Time Management
- Determination
- Flexibility
- Challenge acceptance
- Patience
- Risk Management
Languages
- English
- Tamil
- Telugu
Awards
- Super star of KYC
- Ms. Dependable
Disclaimer
I hereby declare that the details I have furnished above are authentic.
Timeline
Information Process Senior Analyst
Accenture
04.2022 - Current
AML/KYC Analyst
Tata Consultancy Services
11.2017 - 03.2022
Bachelor of Arts - English
Mar Gregarious Arts and Science college
09.2014 - 01.2016