Todd Chapman
Oakland,TN
Summary
Community banking executive with 20+ years of progressive leadership across retail, business, and commercial banking, including Market President, CEO, and Senior Vice President roles. Proven steward of market-level P&L, credit culture, and franchise value within community bank environments. Known for building stable, high-performing teams and delivering measured loan and deposit growth without compromising credit quality, compliance, or culture. Open to relocation.
Corporate executive with robust experience in driving business transformations and operational improvements. Known for delivering strategic initiatives that foster growth and enhance profitability. Exceptional at fostering collaborative environments and adapting to dynamic business needs.
Overview
23
23
years of professional experience
Work History
Account Executive
R+L Carriers
Memphis, TN
01.2026 - Current
- Developed and maintained client relationships to drive account growth and retention.
- Executed sales strategies to meet or exceed revenue targets consistently.
- Collaborated with cross-functional teams to enhance service delivery and operational efficiency.
- Conducted market research to identify new business opportunities and customer needs.
- Led negotiations on contracts to maximize profitability and service levels.
- Developed strategic client relationships to enhance customer satisfaction and loyalty.
President & Chief Executive Officer
The People’s Bank of TN
01.2021 - 06.2023
- Oversaw financial operations, ensuring compliance with regulations and policies.
- Led strategic initiatives to enhance customer engagement and satisfaction.
- Developed and implemented risk management strategies to mitigate potential losses.
- Fostered partnerships with local businesses to strengthen community ties and support economic growth.
Senior Vice President, Commercial Loan Officer
Community Bank of Mississippi
01.2019 - 01.2021
- Senior commercial lender with office-level P&L accountability. Originated and managed $6MM+ in new commercial credits, grew core deposits by $13MM, and delivered $350K+ in annualized net income while maintaining conservative underwriting standards.
Market President
United Bank
01.2016 - 01.2019
- Executive leader for a two-county market with nine branches, $200MM+ in loans, and $250MM+ in deposits. Lending authority up to $1.5MM TCE with emphasis on credit discipline, relationship depth, and community engagement.
Senior Vice President, Business Development – Commercial Lending
Community Bank North MS
Memphis, TN
01.2016 - 01.2019
- Supported commercial market expansion through relationship development, lending, and treasury referrals.
- Collaborated with legal, accounting and other professional teams to review and maintain compliance with regulations.
- Represented organization at industry conferences and events.
- Developed innovative sales and marketing strategies to facilitate business expansion.
Regions Bank | Bank of America | AmSouth Bank
01.2003 - 01.2016
- Progressive leadership roles spanning Market Management, Consumer Market Management (VP), and Business Banking. Managed up to 53 branches through merger integration, consolidation, and divestiture while maintaining strong operational controls and talent development.
Education
Bachelor of Science - Business Administration & Accounting
Shepherd University
Skills
- Market-Level P&L Stewardship Community Bank Leadership Commercial & Business Lending Loan & Deposit Growth Strategy Credit Culture & Risk Management Branch Network Oversight Treasury Management & Fee Income SBA Lending (7a / 504) Talent Development & Succession Relationship Banking Post-Merger Integration Board & Executive Collaboration
Timeline
Account Executive
R+L Carriers
01.2026 - Current
President & Chief Executive Officer
The People’s Bank of TN
01.2021 - 06.2023
Senior Vice President, Commercial Loan Officer
Community Bank of Mississippi
01.2019 - 01.2021
Market President
United Bank
01.2016 - 01.2019
Senior Vice President, Business Development – Commercial Lending
Community Bank North MS
01.2016 - 01.2019
Regions Bank | Bank of America | AmSouth Bank
01.2003 - 01.2016
Bachelor of Science - Business Administration & Accounting
Shepherd University