Tracy Nixon
Mt Juliet
Summary
Certified Public Accountant and Certified Third Party Risk Professional with 25 years of experience in financial and regulatory reporting. Recent consultancy role involved implementing a new arbitration dispute process for a major healthcare provider, enhancing compliance and efficiency. Previously managed vendor risk programs at FirstBank, ensuring effective risk mitigation for critical third-party services. Proven track record in analytical problem-solving and delivering impactful solutions in dynamic environments.
Overview
25
25
years of professional experience
1
1
Certification
Work History
Project Tracking Analyst
SpecialtyCare
01.2022 - 01.2023
- Consultant who worked closely with a Project Manager and the client’s team to design and implement a process of tracking medical disputes related to the No Surprises Act.
- My organizational skills and attention to detail allowed for accuracy in a partially manual process.
- Identified best practices for more efficient processes
- Documented related processes for future use by SpecialtyCare’s team
- Trained SpecialtyCare’s team on new processes implemented
- Recorded all communications related to dispute in a complex Excel spreadsheet
- Documented the current phase of disputes as they moved through the arbitration process
- Communications included initial dispute filings, arbitrator selected, invoices, submission of claims to the regulatory body, requests for additional information, and final determinations
- Processed payments for disputes via online ACH and arbitrators’ portals
- Reconciled payments and provided invoices to AP for entry into the general ledger
- Provided general support as needed
Vendor Manager
FirstBank
01.2017 - 01.2021
- Primary contact for Business Units of FirstBank to support vendor selection process and understanding of Vendor Management Policy.
- Serve as key component of vendor management program to help mitigate the risk inherent in third/fourth party relationships including: operational risk, transaction risk, reputation risk, credit risk, compliance risk, financial risk, and strategic risk.
- Responsible for ensuring Vendor Management Policy processes and procedures are in place to support annual vendor reviews, compliance and regulatory rulings, recommendations, and changes
- Responsible for training and maintenance of contract retrieval and archiving systems
- Coordinate with FirstBank Audit, Compliance, Risk, and third/fourth party vendors to ensure the Bank Vendor Management Policy is current with all State and Federal rules, regulations, and recommendations
- Approve new/edited vendors in Accounts Payable system
- Define, measure, and track categories for spending to provide targeted analyses of budget
- Ensure due diligence is completed during the initial vendor section process, annual reviews, and throughout the vendor life cycle
- Identify and continuously enhance processes and procedures associated with vendor management selection, support, and maintenance
- Identify potential vendor risk and alert the business owner and stakeholders, as necessary
- Coordinated the development, implementation, maintenance, and evaluation of policies and procedures
VP, Financial & Regulatory Reporting Manager
Avenue Bank
01.2007 - 01.2016
- Managed financial reporting including month-end, quarter-end, and annual financial close processes.
- Provided supervision and final review for FDIC and Federal Reserve regulatory reporting.
- Managed accounts payable process; signed physical checks
- Oversaw general ledger account reconciliations, including internal DDAs, and signed off on them monthly.
- Assisted in annual budget process and ongoing forecasting
- Performed analyses of financial results including revenue and expense variances, loan yield variances, actual to budget, etc.
- Maintained a strong working relationship with all business units serving as the central accounting contact
- Provided supervision and mentoring to accounting personnel
Controller
PFIC Corporation
01.1998 - 01.2007
- Began as a financial analyst, then served as accounting manager, assistant controller, and lastly as controller managing a team of seven.
- Responsibilities included compiling financials statements, monthly regulatory reporting to FINRA for the broker/dealer division, annual budgeting, fixed asset accounting, managed accounts payable and accounts receivable functions, management reporting, payroll incentive calculations, and maintaining the general ledger and financial reports.
- Broker Dealer Subsidiary of Union Planters Bank succeeded by Regions Bank
Education
MBA - Accounting
Jack C. Massey Graduate College of Business
Nashville, TN12.2019
BBA - Finance
Belmont University
Nashville, TN05.1992
Skills
- Process improvement strategies
- Decision-making abilities
- Organizational expertise
- Financial reporting expertise
- US GAAP proficiency
- Audit and examination communication
- Presentation and communication skills
- Regulatory compliance guidance
- FDIC call report preparation
- Federal Reserve reporting
- Third-party risk management
- Vendor oversight
Affiliations
- American Institute of Certified Public Accountants
- Tennessee Society of Certified Public Accountants
Certification
• Certified Public Accountant, 2007
• Certified Third Party Risk Professional, 2022
• Series 27 (no longer active)
• Certified Third Party Risk Professional, 2022
• Series 27 (no longer active)
Leadership Experience
- Scholarship Committee Member, Tennessee Society of Certified Public Accountants, 01/01/21 - 12/31/23
- Treasurer, Mt Juliet High School Baseball Booster Club, 01/01/20 - 12/31/22
Timeline
Project Tracking Analyst
SpecialtyCare
01.2022 - 01.2023
Vendor Manager
FirstBank
01.2017 - 01.2021
VP, Financial & Regulatory Reporting Manager
Avenue Bank
01.2007 - 01.2016
Controller
PFIC Corporation
01.1998 - 01.2007
MBA - Accounting
Jack C. Massey Graduate College of Business
BBA - Finance
Belmont University