Vignesh Kumar S
Banking Operations
Chennai
Summary
Dynamic banking operations specialist with over 11 years of experience in credit management, gold loan operations, and branch administration. Proven track record in leading teams to achieve audit and compliance excellence while optimizing customer-centric banking solutions. Expertise in process improvements, credit appraisal, and regulatory compliance provides a strong foundation for driving operational efficiency. Eager to leverage skills in a progressive banking role that fosters personal growth and professional advancement.
Overview
15
15
years of professional experience
Work History
Banking Officer
Axis Bank Ltd.
12.2024 - Current
- Gold Loan Credit and Operations Specialist.
- Explain product terms and conditions, ensuring transparency, and regulatory alignment.
- Conduct credit appraisals and sanction gold loans per delegated powers.
- Provide seamless gold loan customer services, renewals, and timely disbursal.
- Support gold valuation, documentation, inventory control, and safekeeping. Assist audit teams, manage closure, renewal, account opening, and auction collections.
- Assist audit teams, manage closure, renewal, account opening, and auction collections.
Assistant Manager
Quess Corp Ltd
01.2020 - 12.2024
- Led branch operations, team supervision, and administrative management.
- Successfully ensured compliance with institutional norms, driving branch profitability.
Branch Operations Officer
Axis Securities Ltd
07.2014 - 12.2020
- Achieved consecutive A audit ratings (2018-19 and 2019-20) for error-free operations.
- Liaised on operational workflows with internal and external departments, supporting compliance and documentation.
Mechanical Engineer
Tech-sun Energies & Engineering Services Pvt Ltd
01.2011 - 08.2012
Ind Barath Powergencom Ltd, Tuticorin.
Mechanical Engineer, Jan 2011 - Aug 2012.
Education
B.E., Mechanical Engineering - Mechanical Engineering
Karunya University
Coimbatore, India05-2008
Higher Secondary, Matriculation
06-2004
Skills
- Credit Appraisal & Loan Processing
- Audit, Compliance & Regulatory Management
- Branch Operations & Administration
- Customer Relationship Management
- Gold Valuation & Auction Coordination
- Data Entry, Reporting, and Inventory Management
- MS Office (Word, Excel, PowerPoint)Team Leadership & Training
Declaration
I hereby declare that the above information is true to the best of my knowledge.
Timeline
Banking Officer
Axis Bank Ltd.
12.2024 - Current
Assistant Manager
Quess Corp Ltd
01.2020 - 12.2024
Branch Operations Officer
Axis Securities Ltd
07.2014 - 12.2020
Mechanical Engineer
Tech-sun Energies & Engineering Services Pvt Ltd
01.2011 - 08.2012
B.E., Mechanical Engineering - Mechanical Engineering
Karunya University
Higher Secondary, Matriculation
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