Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Viranch Damani

Credit Analyst - CFA Level 2 Cleared
Chennai

Summary

I am currently a credit associate at HSBC. The job profile involves assisting RMs based out of Europe in conducting credit research across various companies in the European countries. I have pursued my PGDM from NMIMS where I specialized in finance and I have also cleared CFA Level 2.

Overview

5
5
years of professional experience
5
5
years of post-secondary education
1
1
Certification

Work History

Credit Associate

HSBC
03.2024 - Current
  • As a credit associate at HSBC, my job involves
    preparing credit rating reports for various
    companies to which HSBC lends. The reports are
    made in conjunction with onshore RM.
  • I need to utilize various databases to get financial
    data of the various companies I work on and also
    need to fetch credit rating reports from various
    credit rating agencies.
  • The job involves financial modeling, report writing
    and liaison with onshore analyst.
  • I have analyzed more than 50 companies.
  • I have also automated the scorecard selection
    process for the Company which led to time
    savings of 10 hrs per FTE.
  • I assist and train new joiners at the Company
  • I engage in various types of product testing and take up complex assignments.

Credit Analyst

HSBC
03.2022 - 02.2024
  • As a credit analyst at HSBC, my job involves preparing credit rating reports for various companies to which HSBC lends. The reports are made in conjunction with onshore RM.
  • I need to utilize various databases to get financial data of the various companies I work on and also need to fetch credit rating reports from various credit rating agencies.
  • The job involves financial modeling, report writing and liaison with onshore analyst.
  • I have analyzed more than 50 companies.
  • I have also automated the scorecard selection process for the Company which led to time savings of 10 hrs per FTE.

Management Trainee - Credit Analyst

Crisil
05.2021 - 03.2022
  • As a credit analyst at Crisil my job involves writing credit research reports for various companies in the EMEA Capital Goods segment.
  • This involves full financial due diligence, cash flow modeling and industry research.
  • Apart from capital goods companies, I have also worked on Investment Holding Companies such as Prosus, Bevco etc.
  • Analyzing Investment Holding Companies involved analysis of their various investments, investment strategy and also cash flow modeling of dividends from various investee companies.

Credit Analyst Intern

Crisil
04.2020 - 06.2020
  • Analyzed the business factors and financial factors of US Health Care companies
  • Prepared a rating matrix for US Hospitals and US Diagnostic companies.
  • Prepared a fully linked three statement financial model.
  • Conducted sensitivity analysis.

News Intern

News Today
12.2018 - 01.2019

I was a beat reporter at News Today covering various social concerns and social issues of Chennai and specifically certain areas like Nungambakkam etc.

Education

MBA - Finance

Narsee Monjee Institute of Management Studies
06.2019 - 04.2021

Bachelor of Arts - Journalism And Communication

Loyola College, Madras University
Chennai
06.2016 - 04.2019

Skills

    Credit Analysis

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Certification

Cleared CFA Level 2

Timeline

Credit Associate

HSBC
03.2024 - Current

Credit Analyst

HSBC
03.2022 - 02.2024

Cleared CFA Level 2

01-2022

Management Trainee - Credit Analyst

Crisil
05.2021 - 03.2022

Credit Analyst Intern

Crisil
04.2020 - 06.2020

MBA - Finance

Narsee Monjee Institute of Management Studies
06.2019 - 04.2021

News Intern

News Today
12.2018 - 01.2019

Bachelor of Arts - Journalism And Communication

Loyola College, Madras University
06.2016 - 04.2019
Viranch DamaniCredit Analyst - CFA Level 2 Cleared