Yathavan P
Relationship Manager
Chennai
Summary
An experienced professional passionate about providing excellent customer service and exceeding expectations. Result Oriented Professional with 13 Years of Experience in Banking Industry with Sound Knowledge in Core Banking Operations and Credit.
Overview
14
14
years of professional experience
3
3
years of post-secondary education
4
4
Certifications
2
2
Languages
Work History
Business Banking Group - Relationship Manager
HDFC BANK LTD
02.2024 - Current
- Built and maintained relationships with new and existing clients while providing high level of expertise.
- Maintained knowledge on banking products and distribution to provide optimal service support.
- Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.
- Coordinated efforts between various departments such as sales, credit assessment, operations teams for smooth delivery of services to clients.
Branch Manager
CITY UNION BANK LTD
08.2011 - 02.2024
- Customer Relationship Management, Deposits and CASA sourcing and Account Opening and other fee income business procurement
- Credit Portfolio Management which includes procuring credit proposals, assessment and financial analysis for Working Capital Limits and Term Loans, rating of loan accounts in coordination with Credit Department
- Post sanction formalities like Loan documentations & EM Creations, CERSAI Updation, Legal and Financial Audit Compliances etc
- Recovery Management Stock Audits, Loan/CC Accounts Monitoring, Preventive management on account becoming SMA or NPA etc
- Other Miscellaneous and Authorization Works like ATM and BRM Management, Jewel Loan Processing, Locker Operations, Branch Expenses Management etc
Education
B.Tech - Electronics And Communications
SASTRA DEEMED UNIVERSITY
06.2005 - 05.2008
Skills
- Decision Making
- Leadership skills
- Good interpersonal skills
- Strong team-builder
- Multitasking
Certification
JAIIB - Indian Institute of Banking & Finance
Personal Information
- Father's Name: S.Parameswara Sarma
- Date of Birth: 10/29/85
- Gender: Male
- Marital Status: Married
Disclaimer
I hereby declare that above information contained herein are true to my knowledge and Belief
Date : 22/01/2025
Place : Chennai
Timeline
Business Banking Group - Relationship Manager
HDFC BANK LTD
02.2024 - Current
Branch Manager
CITY UNION BANK LTD
08.2011 - 02.2024
B.Tech - Electronics And Communications
SASTRA DEEMED UNIVERSITY
06.2005 - 05.2008
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