Rathinavel Pandi M
Coimbatore
Summary
An experienced and well maintained professional having ample amount of knowledge in banking sector and seeking an opportunity in the organization to use my skills and be able to contribute to the firm for which I am working. The goal within a bank in controlling credit is to improve revenues and profit by facilitating sales reducing financial risks.
Overview
3
3
years of professional experience
Work History
Senior Credit Executive
Mahindra Rural Housing Finance
11.2022 - Current
- Checking Home loan files for complete documentation.
- Analyze Customer Business and residential verification.
- PD done with customer and prepare cam sheet and PD report based on gathering information and references.
- Following FI, CIBIL & Commercial CIBIL legal and technical insert for all PD completed cases.
- Training provided for Sales as per company policy updates.
- Checking to prepare fill applications & all document inside in file.
- Checking the Income eligible for customer, LTV & FOIR.
- Checking the repayment capacity of the customer.
- Legal, Technical vendor and sales team co-ordinate and Files move to disbursement.
- Verify the TSR, LSR report & move the file to final disbursement.
- Ensure audit and resolve the queries.
Credit Associate
Mahindra Integrated Business Solutions
07.2021 - 10.2021
- Managed sensitive client information securely and confidentially, adhering to all applicable data protection regulations and company policies.
Education
M.com - Accounting And Business Management
Thavathiru Santhanlinga Adigalar Arts & Science
Coimbatore, India04.2022
B.com - Accounting And Business Management
Thavathiru Santhalinga Adigalar Arts & Science
Coimabatore04.2020
HSC (12th) - Accounting And Computer Science
Kamarajar Matriculation Higher Secondary School
Coimbatore, India04.2017
SSLC (10th) - General Studies
Kamarajar Matriculation Higher Secondary School
Coimbatore, India04.2015
Skills
- Good typing skills
- Good knowledge of management software and usage of its tools
- Knowledge with Microsoft office kit – MS Excel, MS Word, Power Point
- Good analytical and planning skills
- Good Accuracy and attention to details
- Task Prioritization
- Multitasking
Timeline
Senior Credit Executive
Mahindra Rural Housing Finance
11.2022 - Current
Credit Associate
Mahindra Integrated Business Solutions
07.2021 - 10.2021
M.com - Accounting And Business Management
Thavathiru Santhanlinga Adigalar Arts & Science
B.com - Accounting And Business Management
Thavathiru Santhalinga Adigalar Arts & Science
HSC (12th) - Accounting And Computer Science
Kamarajar Matriculation Higher Secondary School
SSLC (10th) - General Studies
Kamarajar Matriculation Higher Secondary School
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